Reflection, recognition and my gift to you

I really can’t believe quite how quickly the past week has gone.  Yes, there are Christmas preparations to make but I’ve been so busy with so many other things too.

It’s also quite a period of reflection for me.  This time last year I was seriously considering taking my own life.  Now I’m glad I didn’t but at the time it seemed like the only option.  Wouldn’t it be wonderful if we could really see into the future?

I received a wonderful email this week from a lady in Australia who has subscribed to my FREE “A to Z of Bouncing Back from Bankruptcy“, here’s just a snippet of what she said to me

“Thank you for doing what you are doing for fellow bankrupts. It’s greatly appreciated. I’ve just started receiving your A—Z.

I found you via Twitter and am so relieved there is someone out there who understands the situation and the pain. There’s not much out there for bankrupts that ‘speaks’ to me, but your site & blog do. Thank you, thank you, thank you for being there.”

Receiving an email like this makes me feel that everything I went through was worth it.  I recall at the time, saying through gritted teeth and a set jaw ‘I’d better not be going through this in vain, as long as I can help just one person avoid this, then it will have been worth it’.  That was my sole motivator for writing the A to Z, creating this blog, my e-books and writing the various other courses that will be released in the New Year.  To receive this kind of feedback makes everything worthwhile.

In the past year I’ve been able to develop a consulting business which is now bringing me a small income.  I intend to escalate that in the New Year. It’s the income from that which has enabled me to provide the A to Z as a free gift.  However, it’s strange to think that without going through bankruptcy I would never have had the courage or confidence to set myself up as a consultant/advisor in any capacity.  It’s true what they say about there being strength in adversity.

I’m now in a position where I can look back on the past 3 years of my life and look at what I’ve learned from it.  I’m in a position of strength and positivity.  It’s taken the best part of 3 years to get to that position and if you’re not there yet, please don’t worry.  Eventually, you will come through that fog and you will look back and take some lessons from that period.  Even if it’s never to use a credit card again.  I know I’m dealing with some major money hangups at the moment but they’ll get sorted next year – I have problems spending these days which is the complete opposite to what I used to be!

The secret of surviving this route to recovery is to take things just one step at a time.  Even now I take a stumble back every so often, I fall into a shroud of worry, fear, anxiety and lack of confidence but I remain consistent in placing one foot in front of the other no matter how awful I feel and gradually I get myself back on track.  You can do the same too.

I know that at this time of year money worries are heightened and you can feel like you’re totally alone but believe me when I say that you’re not alone.  There are many, many people out there, around the World who will start the New Year worrying about how much they’ve overspent.  It’s far better to have a quieter, less flamboyant Christmas period and start the New Year feeling bright and confident about the future.

Take some time out today just to sit and think about just how far you’ve already come along the Bankrupt’s Route to Recovery.  If you haven’t signed up to the A to Z of Bouncing Back from Bankruptcy then do so now, it’s my gift to you and it will help you put one foot in front of the other and give you support when you need it.

In the meantime, have a Great Christmas with family, friends and loved ones, knowing that the most valuable gift you can give is your time.

Merry Christmas